Yvette Watson - Coldwell Banker Commercial Real Estate Solutions Logo
$997,000
 $5,352 est/mo Sourced by Back At You

16640 Los Banos Street,San Leandro, CA 94578

San Leandro, CA 94578

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Description

RARE OPPORTUNITY WITH FLEXIBLE LIVING, OUTDOOR SPACE & A 2.5% ASSUMABLE VA LOAN! This move-in-ready property offers much more than the numbers suggest. The 1,425-SF main residence features 3 bedrooms and 1.5 baths, PLUS two separate finished studio spaces (approx. 365 SF and 216 SF 2006 SF Total), each with a full bath, kitchenette and mini-split HVAC ideal for guests, extended family, offices or flexible uses. The larger studio has a successful history of short-term rental use; the smaller has been used as a long-term rental. Buyer to investigate permitted uses. Even more exceptional: a FULLY ASSUMABLE VA LOAN with an approximate $497,000 balance at just 2.5% offering a qualified buyer potential savings of approximately $1,150 per month compared with current financing. The main home blends mid-century character with updates, including PPA solar, LED lighting, tankless water heater and EV hookup. The dine-in kitchen features quartz counters, updated cabinetry, stainless appliances and a walk-in pantry. Upstairs, the loft bedroom with half bath opens to a rooftop balcony overlooking the gardens and East Bay. The 7,500-sf property offers drought-tolerant landscaping, mature fruit trees, parking and entertaining areas, plus a 1,400+ sf vista terrace with sweeping views.

Details

MLS #ML82055371
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1947
Days On Site52
Listing Provided ByeXp Realty of California Inc | Phil Roza

Features

Bed(s)5
Bath(s) 4 Total
SQ Feet1,425
Story(s)2
ZoningR-1
Acreage0.17
Property ViewYes

Interior

CoolingWall Window Units
Heating Yes / NoYes
Cooling Yes / NoYes
Interior FeaturesLoft
AppliancesDishwasher, Disposal, Ice Maker, Microwave, Refrigerator, Range Hood
Fireplace Yes / NoNo

Exterior

RoofComposition
Foundation DetailsConcrete Perimeter
FencingWood

Parking

Attached Garage Yes / NoNo
Parking FeaturesOff Street
Garage Yes / NoNo

Utilities

UtilitiesNatural Gas Available
SewerPublic Sewer

Area Information

StateCA
CountyAlameda
CitySan Leandro
Zip Code94578
Area699 Not Defined
Listing VS Median (in 94578)
Price:
$997,000
low | high
Med:
$8,395,000
100% of Average
sqft:
1,425
low | high
Med:
21,526
100% of Average
$ / sqft:
$700
low | high
Med:
$390
94.258702894897% of Average
On site:
52
low | high
Med:
103
50.485436893204% of Average
Sourced by Back At You

Market Activity 94578

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Learn More About This Property

Yvette Watson

Yvette Watson

Coldwell Banker Home Source

02046244 (909) 489-6340yvette.watson@cbhomesource.com
StateCA
CountyAlameda
CitySan Leandro
Zip Code94578
Area699 Not Defined
Listing VS Median (in 94578)
Price:
$997,000
low | high
Med:
$8,395,000
100% of Average
sqft:
1,425
low | high
Med:
21,526
100% of Average
$ / sqft:
$700
low | high
Med:
$390
94.258702894897% of Average
On site:
52
low | high
Med:
103
50.485436893204% of Average
Sourced by Back At You
Listing Updated: September 13, 2026 at 2:38:08 PM PDT

Yvette Watson - Coldwell Banker Commercial Real Estate Solutions